And just like you, I knew I was spending too much and avoided looking at my credit card balance.

I was feeling left behind seeing others my age earning more and thinking my income determined how much I could save.

I kept spending but that wasn't making me happier so I knew I could live better with less. 

In six years, I saved more than $100,000 and became debt-free at 29.

Everyone ought to be financially successful and there is no reason that can't be you too!